The Social Security Administration (SSA) administers two specific programs that provide benefits based on disability:
- the Social Security Disability Insurance (SSDI) program created under Title II of the Social Security Act; and
- the Supplemental Security Income (SSI) program created under Title XVI of the Social Security Act
These programs offer some financial safeguards to a population of people who may suddenly find themselves financially vulnerable and highly susceptible to economic hardship due to an impairment. We at the Law Firm of Madeline M. McIntosh believe an informed client makes better decisions for his or her health and future. Below, is an overview of what these two programs are:
An Overview of the SSDI Program
The SSDI program is meant to financially assist those unable to work due to their disability. Here is an overview of this program:
What is the SSDI Program?
The SSDI program is a Federal program designed to provide financial support for workers with disabilities. The financial support is provided on a monthly basis and will continue until the person is able to work again or the person reaches retirement age, at which point the payments automatically convert to retirement benefits that will be in the same amount.
Who Qualifies for the SSDI Program?
To qualify for the SSDI program, you must:
- be of a working age and end at retirement (65)
- have a medical condition or disability that is expected to last for at least 12 months or that prevents you from doing any type of work for a minimum of 12 months or lead to death;
- satisfy the legal definition of disability; and
- have worked for at least five out of the last ten years and those jobs were covered by Social Security
How Do You Apply for SSDI Benefits?
To apply for SSDI benefits, you can complete the entire application process online. Keep in mind though that there is a risk of making errors if you are doing this alone, so consulting an attorney may be in your best interests – errors may lead to denials and denials lead to long waiting periods for appeals.
Contact a Compassionate, Knowledgeable Disability Benefits Attorney Today
The Law Firm of Madeline M. McIntosh is dedicated solely to help people like you get the disability benefits you may be entitled to. The application may be filled out by us at no charge to you. Your medical treatment evidence to prove your disability, for either program, is tantamount to proving that you have a disability. This is much more difficult than it sounds and is one of the reasons why benefits applications may be denied.
To make sure your application is complete with the sufficient evidence, contact us at the Law Firm of Madeline M. McIntosh to schedule an appointment today at 469-678-7274.