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What is SGA anyway?

March 18, 2020

In order to be eligible for benefits you must be unable to work. The Social Security Administration supposes that if you're not able to work, you're not engaging in what's called Substantial Gainful Activity (SGA).

For 2020, the monthly earnings amount, or SGA, for non-blind persons amounts to $1260 per month for SSD and SSI benefits. For those who are statutorily blind the earnings amount is $2110, and this amount does not apply to SSI benefits.

Also, even if you've been awarded disability benefits you are not precluded from going back to work. Under the rules you are provided a trial work period, where you are able to receive benefits and work. The Administration will look upon your disability as having ended when you are able to work 9 months, and not consecutively either, in a 5 year period or 60 months.

For 2020, when your monthly earnings exceed $910 that triggers a month of trial work.

This blog is intended for information purposes only and does not establish legal representation or financial guidance.