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Keeping a Symptom Diary or Journal During the Disability Claim Process

Having a diary or journal that describes the nature of your symptoms, disability, or injury and how it affects you daily is one very good way to help improve your disability application. This applies whether you're still trying to work or have stopped working all together.

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Student Loan Discharge: Satisfying a Three-Prong Test

If a debtor is going to argue that their student loan debt is dischargeable, the burden of proof is on the debtor to do so. In a trial, a non-movant, like the Department of Education, must prove the debt isn't dischargeable which then the debtor must then try to undermine.

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Sweet v. Devos and The Case of Student Loan Forgiveness

The Sweet case originated out of the Northern District of California and involves the Borrower Defense Repayment of school loans. It is a class action suit involving borrower defenses to repaying student loans.

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Discharging School Loans in Bankruptcy

The Bankruptcy Code excepts from discharge "an obligation to repay funds received as an educational benefit," unless doing so imposes undue hardship on the debtors and their dependents. 11 U.S.C. § 523(a)(8)(A)(ii). What is an undue hardship?

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What if The Trustee or Creditor Says 'no' to A Bankruptcy Discharge

A discharge of debt will release and relieve a debtor from all amounts owed. If the Trustee denies the discharge it will be due to your commission of fraud, you lied on your paperwork, or you didn't comply with the law.

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What Does a Bankruptcy Trustee Do?

Filing Bankruptcy is a common practice. The Trustee isn't going to make you sit down, shine a light in your face, and demand to know why you're filing Bankruptcy.

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When Debts Are Not Dischargeable in Bankruptcy

When you file bankruptcy you want to know which debts are dischargeable and it's a fundamental part of the process. But some debts are inherently not dischargeable.

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16 FAQs About Mortgage and Foreclosure Relief Under Cares Act

The $2.3 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act provides mortgage and foreclosure relief to Americans suffering financial hardship in the wake of the coronavirus pandemic. Here are the answers to some of the most frequently asked questions on this topic.

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Considering Filing Bankruptcy

If your bankruptcy is in progress or you are considering filing bankruptcy soon, you are probably concerned about how the coronavirus pandemic could affect your case. Here are answers to common questions about the impact of the pandemic on bankruptcy.

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What to Do if You Cannot Pay Your Bills Because of A Coronavirus Hardship

We are living in challenging, uncertain times. Covid-19 is wreaking havoc on the global and domestic economy and no one knows when business and life will return to normal.

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